Free Legal Aid for Bankruptcy Filers

Finding free bankruptcy legal help

Multiple organizations provide free bankruptcy legal assistance to people who cannot afford an attorney. Eligibility is typically based on income.

Legal Services Corporation (LSC) programs

The LSC funds legal aid programs in every state that provide free civil legal services, including bankruptcy representation, to low-income Americans. Find your local program at lawhelp.org.

Pro bono bankruptcy programs

Many local bar associations run pro bono programs where volunteer attorneys handle bankruptcy cases for free. Contact your local bar association to ask about pro bono bankruptcy services in your area.

Law school clinics

Many law schools operate bankruptcy clinics where law students, supervised by licensed attorneys, provide free representation. These clinics often handle straightforward Chapter 7 cases. Contact law schools in your area to ask about their clinical programs.

How to qualify

• Income typically must be below 125-200% of the federal poverty level
• Some programs have asset limits
• Priority is often given to cases involving housing, domestic violence, or urgent creditor action
• Wait times vary -- apply as early as possible